{"id":6121424,"date":"2026-11-03T20:20:20","date_gmt":"2026-11-03T19:20:20","guid":{"rendered":"https:\/\/www.slatinska-banka.hr\/?page_id=6121424"},"modified":"2026-11-03T20:20:20","modified_gmt":"2026-11-03T19:20:20","slug":"gotovinski-kredit","status":"publish","type":"page","link":"https:\/\/www.slatinska-banka.hr\/en\/gotovinski-kredit\/","title":{"rendered":"Gotovinski kredit"},"content":{"rendered":"<div class=\"h26-heroes\">\n<section class=\"h26-hero is-active\">\n\t<div class=\"h26-hero__text\">\n\t\t<span class=\"h26-pill\">Gotovinski kredit<\/span>\t\t\t\t<h1>Kada znate \u0161to \u017eelite, ne \u017eelite dugo \u010dekati.<\/h1>\n\t\t\t\t<p class=\"h26-hero__lead\">Gotovinski kredit od 2.000 do 40.000 EUR, bez naknade za obradu. Po\u0161aljite upit i napravite prvi korak prema svom planu.<\/p>\t\t\t\t<div class=\"h26-hero__actions\">\n\t\t\t<a class=\"h26-btn h26-btn--gold\" href=\"#kalkulator\">Izra\u010dunajte ratu<\/a>\n\t\t\t<a class=\"h26-btn h26-btn--outline\" href=\"#kontakt\">Po\u0161aljite upit<\/a>\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t<div class=\"h26-hero__media\">\n\t\t<img class=\"h26-hero__img\" src=\"https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/gotovinski-hero-2.jpg\" srcset=\"https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/gotovinski-hero-2.jpg 768w, https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/gotovinski-hero-2-300x200.jpg 300w, https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/gotovinski-hero-2-18x12.jpg 18w\" sizes=\"(max-width: 900px) 100vw, 50vw\" alt=\"Nasmijani mu\u0161karac u automobilu pokazuje klju\u010d\" decoding=\"async\" fetchpriority=\"high\">\t\t<div class=\"h26-herobar\">\n\t<ul class=\"h26-herobar__items\">\n\t\t<li><strong>Do 40.000 EUR<\/strong><span>iznos kredita<\/span><\/li><li><strong>Do 10 godina<\/strong><span>rok otplate<\/span><\/li><li><strong>0 EUR<\/strong><span>naknada za obradu<\/span><\/li>\t<\/ul>\n\t<\/div>\n\t<\/div>\n<\/section>\n<\/div>\n\n\n<section class=\"h26b-block h26b-subnav h26-floatnav h26-floatnav--text alignfull wp-block-acf-h26-subnav\">\n\t<div class=\"h26-wrap\">\n\t\t<nav class=\"h26-floatnav__card\" aria-label=\"Navigacija po stranici\">\n\t\t\t<ul class=\"h26-floatnav__list\">\n\t\t\t\t\t\t\t\t<li><a href=\"#kalkulator\">Pregled ponude<\/a><\/li>\n\t\t\t\t\t\t\t\t<li><a href=\"#kalkulator\">Kalkulator<\/a><\/li>\n\t\t\t\t\t\t\t\t<li><a href=\"#ponuda\">Prednosti<\/a><\/li>\n\t\t\t\t\t\t\t\t<li><a href=\"#koraci\">Kako do kredita<\/a><\/li>\n\t\t\t\t\t\t\t\t<li><a href=\"#pitanja\">\u010cesta pitanja<\/a><\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/nav>\n\t<\/div>\n<\/section>\n\n\n<section class=\"h26b-block h26b-loancalc alignfull wp-block-acf-h26-loan-calc\" id=\"kalkulator\">\n\t<div class=\"h26b-wrap\">\n\t\t<div class=\"h26b-loancalc__head\">\n\t\t\t<p class=\"h26b-eyebrow\">Kalkulator<\/p><h2 class=\"h26b-title\">Informativni kalkulator gotovinskog kredita<\/h2><p class=\"h26b-loancalc__text\">Odaberite \u017eeljeni iznos i rok otplate te provjerite iznos mjese\u010dne rate.<\/p>\t\t\t\t\t<\/div>\n\t\t<div>\n\t\t<div class=\"h26b-loancalc__card\" data-h26-loancalc data-mode=\"annuity\" data-rate=\"6.9\" data-eks=\"7.13\" data-total-label=\"\">\n\t\t\t<div class=\"h26b-loancalc__inputs\">\n\t\t\t\t<div class=\"h26b-field\">\n\t\t\t\t\t<label for=\"h26lc1a\">\u017deljeni iznos<\/label>\n\t\t\t\t\t<output class=\"h26b-loancalc__amount\" for=\"h26lc1a\" data-amount-out>10.000 EUR<\/output>\n\t\t\t\t\t<input type=\"range\" id=\"h26lc1a\" min=\"2000\" max=\"40000\" step=\"500\" value=\"10000\" data-amount>\n\t\t\t\t\t<div class=\"h26b-loancalc__scale\"><span>2.000 EUR<\/span><span>40.000 EUR<\/span><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"h26b-field\">\n\t\t\t\t\t<label for=\"h26lc1t\">Rok otplate<\/label>\n\t\t\t\t\t<select id=\"h26lc1t\" data-term>\n\t\t\t\t\t\t<option value=\"36\">3 godine<\/option><option value=\"48\">4 godine<\/option><option value=\"60\">5 godina<\/option><option value=\"72\">6 godina<\/option><option value=\"84\">7 godina<\/option><option value=\"96\">8 godina<\/option><option value=\"108\">9 godina<\/option><option value=\"120\" selected='selected'>10 godina<\/option>\t\t\t\t\t<\/select>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"h26b-loancalc__result\" aria-live=\"polite\">\n\t\t\t\t<p class=\"h26b-eyebrow h26b-eyebrow--small\">Informativna mjese\u010dna rata<\/p>\n\t\t\t\t<p class=\"h26b-loancalc__rate\" data-result>\u2013 EUR<\/p>\n\t\t\t\t<p class=\"h26b-loancalc__meta\" data-meta><\/p>\n\t\t\t\t<p class=\"h26b-loancalc__meta\" data-example><\/p>\n\t\t\t\t<a class=\"h26b-btn h26b-btn--dark\" href=\"#kontakt\">Po\u0161aljite upit<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t\t<p class=\"h26b-facts__note\">* Izra\u010dun je informativnog tipa.<\/p>\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section class=\"h26b-block h26b-facts alignfull wp-block-acf-h26-facts\">\n\t<div class=\"h26b-wrap\">\n\t\t<p class=\"h26b-eyebrow\">Primjer<\/p>\t\t<h2 class=\"h26b-title\">Reprezentativni izra\u010dun<\/h2>\t\t<dl class=\"h26b-facts__grid\">\n\t\t\t\t\t\t<div><dt>Iznos kredita<\/dt><dd>10.000 EUR<\/dd><\/div>\n\t\t\t\t\t\t<div><dt>Rok otplate<\/dt><dd>120 mjeseci<\/dd><\/div>\n\t\t\t\t\t\t<div><dt>Fiksna kamatna stopa<\/dt><dd>6,90%<\/dd><\/div>\n\t\t\t\t\t\t<div><dt>Efektivna kamatna stopa<\/dt><dd>7,13%<\/dd><\/div>\n\t\t\t\t\t<\/dl>\n\t\t\t<\/div>\n<\/section>\n\n\n<section class=\"h26b-block h26b-cards h26b-has-bg h26b-bg-paper alignfull wp-block-acf-h26-cards\" id=\"ponuda\">\n\t<div class=\"h26b-wrap\">\n\t\t\t\t<h2 class=\"h26b-title\">Jednostavniji put od plana do realizacije.<\/h2>\t\t\t\t<ul class=\"h26b-grid\" style=\"--c1:4;--c2:2;--c3:2\">\n\t\t\t\t\t\t<li class=\"h26b-card\">\n\t\t\t\t<span class=\"h26-ico h26b-icon\"><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M4 18a9 9 0 1 1 16 0\"\/><path d=\"M12 14l3.5-4.5\"\/><path d=\"M12 6.5V8M6.2 9.2l1.2 1M17.8 9.2l-1.2 1\"\/><\/svg><\/span>\t\t\t\t<h3>Brza obrada<\/h3>\t\t\t\t<p>zahtjeva za kredit<\/p>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<li class=\"h26b-card\">\n\t\t\t\t<span class=\"h26-ico h26b-icon\"><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"3\" y=\"6\" width=\"18\" height=\"12\" rx=\"2.5\"\/><circle cx=\"12\" cy=\"12\" r=\"2.5\"\/><path d=\"M6.5 12h.01M17.5 12h.01\"\/><\/svg><\/span>\t\t\t\t<h3>2.000\u201340.000 EUR<\/h3>\t\t\t\t<p>iznos kredita<\/p>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<li class=\"h26b-card\">\n\t\t\t\t<span class=\"h26-ico h26b-icon\"><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><circle cx=\"12\" cy=\"12\" r=\"9\"\/><ellipse cx=\"12\" cy=\"12\" rx=\"2.5\" ry=\"3.5\"\/><path d=\"M5.6 5.6l12.8 12.8\"\/><\/svg><\/span>\t\t\t\t<h3>0 EUR<\/h3>\t\t\t\t<p>naknade za obradu<\/p>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<li class=\"h26b-card\">\n\t\t\t\t<span class=\"h26-ico h26b-icon\"><svg viewbox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><rect x=\"4\" y=\"5\" width=\"16\" height=\"15\" rx=\"2.5\"\/><path d=\"M4 10h16M8 3v4M16 3v4\"\/><\/svg><\/span>\t\t\t\t<h3>3\u201310 godina<\/h3>\t\t\t\t<p>rok otplate<\/p>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t<\/div>\n<\/section>\n\n\n<section class=\"h26b-block h26b-steps h26b-has-bg h26b-bg-dark alignfull wp-block-acf-h26-steps\" id=\"koraci\">\n\t<div class=\"h26b-wrap\">\n\t\t<p class=\"h26b-eyebrow\">Od upita do realizacije<\/p>\t\t<h2 class=\"h26b-title\">Ugovaranje kredita u 4 koraka<\/h2>\t\t<ol class=\"h26b-steps__list\">\n\t\t\t\t\t\t<li>\n\t\t\t\t<h3>Odaberite iznos<\/h3>\n\t\t\t\t<div class=\"h26b-rich\"><p>Prona\u0111ite iznos i rok otplate koji vam odgovaraju.<\/p>\n<\/div>\t\t\t<\/li>\n\t\t\t\t\t\t<li>\n\t\t\t\t<h3>Po\u0161aljite upit<\/h3>\n\t\t\t\t<div class=\"h26b-rich\"><p>Brzo i jednostavno po\u0161aljite svoj upit.<\/p>\n<\/div>\t\t\t<\/li>\n\t\t\t\t\t\t<li>\n\t\t\t\t<h3>Dogovorite detalje<\/h3>\n\t\t\t\t<div class=\"h26b-rich\"><p>Dogovorite sastanak na kojem \u0107ete definirati uvjete kredita i potrebnu dokumentaciju.<\/p>\n<\/div>\t\t\t<\/li>\n\t\t\t\t\t\t<li>\n\t\t\t\t<h3>Isplata sredstava<\/h3>\n\t\t\t\t<div class=\"h26b-rich\"><p>Nakon odobrenja, kredit se realizira prema dogovorenim uvjetima. Upit nije obvezuju\u0107i, kona\u010dna odluka donosi se nakon procjene kreditne sposobnosti.<\/p>\n<\/div>\t\t\t<\/li>\n\t\t\t\t\t<\/ol>\n\t\t\t\t<div class=\"h26b-steps__cta\"><a class=\"h26b-btn h26b-btn--gold\" href=\"#kontakt\">Po\u0161aljite upit<\/a><\/div>\t<\/div>\n<\/section>\n\n\n<section class=\"h26b-block h26b-accordion alignfull wp-block-acf-h26-accordion\" id=\"pitanja\">\n\t<div class=\"h26b-wrap\">\n\t\t<p class=\"h26b-eyebrow\">\u010cesta pitanja<\/p>\t\t<h2 class=\"h26b-title\">Prije odluke, dobro je znati.<\/h2>\t\t\t\t<details>\n\t\t\t<summary>Moram li imati ra\u010dun u Slatinskoj banci?<\/summary>\n\t\t\t<div class=\"h26b-rich\"><p>Ne, za ugovaranje gotovinskog kredita nije potrebno imati otvoren ra\u010dun u Slatinskoj banci.<\/p>\n<\/div>\n\t\t<\/details>\n\t\t\t\t<details>\n\t\t\t<summary>Koji iznos kredita mogu ugovoriti i na koji rok otplate?<\/summary>\n\t\t\t<div class=\"h26b-rich\"><p>Gotovinski kredit mo\u017eete ugovoriti u iznosu do 40.000 EUR, uz rok otplate do 10 godina, ovisno o va\u0161oj kreditnoj sposobnosti i uvjetima kreditiranja.<\/p>\n<\/div>\n\t\t<\/details>\n\t\t\t\t<details>\n\t\t\t<summary>Pla\u0107a li se naknada za obradu kredita?<\/summary>\n\t\t\t<div class=\"h26b-rich\"><p>Ne, za obradu zahtjeva i odobrenje gotovinskog kredita ne napla\u0107uje se naknada.<\/p>\n<\/div>\n\t\t<\/details>\n\t\t\t\t<details>\n\t\t\t<summary>Koliko traje obrada zahtjeva?<\/summary>\n\t\t\t<div class=\"h26b-rich\"><p>Ako je dostavljena dokumentacija potpuna i uredna, obrada zahtjeva traje u prosjeku dva radna dana. Slatinska banka zadr\u017eava pravo na dulje trajanje obrade zahtjeva, ovisno o njegovoj slo\u017eenosti i potrebi za dodatnim provjerama.<\/p>\n<\/div>\n\t\t<\/details>\n\t\t\t<\/div>\n<\/section>\n\n\n<section class=\"h26b-block h26b-leadform h26b-has-bg h26b-bg-gold alignfull wp-block-acf-h26-lead-form\" id=\"kontakt\">\n\t<div class=\"h26b-wrap h26b-leadform__grid\">\n\t\t<div class=\"h26b-leadform__intro\">\n\t\t\t<p class=\"h26b-eyebrow\">Vrijeme je za va\u0161e planove?<\/p>\t\t\t<h2>Ostvarite ih uz gotovinski kredit. <\/h2>\t\t\t<p>Kontaktirajte nas i provjerite mogu\u0107nosti.<\/p>\t\t\t\t\t<\/div>\n\t\t<div class=\"h26b-leadform__form\">\n\t\t\t<form class=\"h26-lf\" action=\"https:\/\/www.slatinska-banka.hr\/wp-admin\/admin-post.php?action=handle_contact_form\" method=\"POST\" novalidate>\n\t<div class=\"h26-lf__field h26-lf__wide\"><label for=\"h26lf2n\">Ime i prezime<\/label><input type=\"text\" id=\"h26lf2n\" name=\"full_name\" autocomplete=\"name\"><\/div>\n\t<div class=\"h26-lf__field\"><label for=\"h26lf2p\">Telefon<\/label><input type=\"tel\" id=\"h26lf2p\" name=\"phone_number\" autocomplete=\"tel\" aria-describedby=\"h26lf2h\"><\/div>\n\t<div class=\"h26-lf__field\"><label for=\"h26lf2e\">E-mail adresa<\/label><input type=\"email\" id=\"h26lf2e\" name=\"email\" autocomplete=\"email\" aria-describedby=\"h26lf2h\"><\/div>\n\t<p class=\"h26-lf__hint\" id=\"h26lf2h\">Dovoljno je upisati telefon ili e-mail.<\/p>\n\t<div class=\"h26-lf__field h26-lf__wide\"><label for=\"h26lf2o\">Poslovnica<\/label><div class=\"h26-lf__select\"><select name=\"contact_office\" id=\"h26lf2o\">\n\t<option value=\"\" disabled selected>Odaberi<\/option>\t\t<option value=\"1\">Poslovnica Slatina<\/option>\n\t\t<option value=\"2\">Poslovnica Zagreb<\/option>\n\t\t<option value=\"15\">Kreditni ured Split<\/option>\n\t\t<option value=\"3\">Poslovnica Rijeka<\/option>\n\t\t<option value=\"4\">Poslovnica Osijek<\/option>\n\t\t<option value=\"5\">Poslovnica Virovitica<\/option>\n\t\t<option value=\"6\">Poslovnica Koprivnica<\/option>\n\t\t<option value=\"7\">Poslovnica Slavonski Brod<\/option>\n\t\t<option value=\"8\">Poslovnica Po\u017eega<\/option>\n\t\t<option value=\"9\">Poslovnica Donji Miholjac<\/option>\n\t\t<option value=\"10\">Poslovnica \u0110akovo<\/option>\n\t\t<option value=\"11\">Poslovnica Na\u0161ice<\/option>\n\t\t<option value=\"12\">Poslovnica Valpovo<\/option>\n\t\t<option value=\"13\">Poslovnica Orahovica<\/option>\n\t\t<option value=\"14\">Poslovnica Daruvar<\/option>\n\t<\/select>\n<\/div><\/div>\n\t\t<div class=\"h26-lf__field\"><label for=\"h26lf2l\">\u017deljeni iznos<\/label><input type=\"text\" id=\"h26lf2l\" name=\"lead_limit\" inputmode=\"numeric\"><input type=\"hidden\" name=\"lead_limit_label\" value=\"\u017deljeni iznos\"><\/div>\t\t\t<label class=\"h26-lf__check\"><input type=\"checkbox\" class=\"gdpr_checkbox\" required><span>Upoznat\/a sam s <a href=\"https:\/\/www.slatinska-banka.hr\/en\/uvjeti-koristenja\" target=\"_blank\" rel=\"noopener\">uvjetima kori\u0161tenja i pravilima privatnosti<\/a>.<\/span><\/label>\n\t\t<div class=\"g-recaptcha h26-lf__captcha\" data-sitekey=\"6LfXeLoqAAAAAMDLfK_TGluOMiJd1ydveotcQa-9\"><\/div>\n\t\t<p class=\"h26-lf__error\" role=\"alert\" hidden><\/p>\n\t\t<input type=\"hidden\" name=\"pageForm\" value=\"1\">\n\t\t<input type=\"hidden\" name=\"realestate_title\" value=\"Gotovinski kredit\">\n\t\t<button type=\"submit\" class=\"h26-lf__submit\">Dogovorite sastanak<\/button>\n<\/form>\n\t\t<\/div>\n\t<\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>Gotovinski kredit od 2.000 do 40.000 EUR, bez naknade za obradu. Po\u0161aljite upit i napravite prvi korak prema svom planu.<\/p>","protected":false},"author":30,"featured_media":6121423,"parent":0,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"page-blocks.php","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-6121424","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Gotovinski kredit - Slatinska Banka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.slatinska-banka.hr\/en\/gotovinski-kredit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Gotovinski kredit - Slatinska Banka\" \/>\n<meta property=\"og:description\" content=\"Gotovinski kredit od 2.000 do 40.000 EUR, bez naknade za obradu. 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