{"id":2159,"date":"2019-03-01T15:25:27","date_gmt":"2019-03-01T14:25:27","guid":{"rendered":"http:\/\/www.slatinska-banka.hr\/?page_id=2159"},"modified":"2021-03-17T14:02:20","modified_gmt":"2021-03-17T13:02:20","slug":"nrs-2","status":"publish","type":"page","link":"https:\/\/www.slatinska-banka.hr\/en\/nrs-2\/","title":{"rendered":"NRS1"},"content":{"rendered":"<p style=\"text-align: justify;\">Varijabilni dio kamatne stope na kredite Slatinske banke d.d. Slatina vezan je uz nacionalnu referentnu stopu NRS1, odnosno 12M NRS1 za HRK ili EUR, ovisno o ugovorenoj valuti (dvanaestomjese\u010dni NRS jedan). Nacionalne referentne stope su stope prosje\u010dnog tro\u0161ka financiranja bankarskog sektora u Republici Hrvatskoj i utvr\u0111uju se tromjese\u010dno. Predstavljaju javno objavljene prosje\u010dne tro\u0161kove financiranja hrvatskoga bankarskog sektora u pojedinoj valuti, koji se objavljuju kao nacionalne referentne stope (\u201eNRS\u201c).<\/p>\r\n<p style=\"text-align: justify;\">Nacionalna referentna stopa NRS1 za pojedinu valutu izra\u010dunava se na temelju javno dostupnih podataka o tro\u0161kovima financiranja iz sredstava prikupljenih depozita fizi\u010dkih osoba. Daljnji podaci o obuhvatu podataka koji se uklju\u010duju u izra\u010dun dostupni su na internetskoj stranici HNB-a (<a href=\"http:\/\/www.hnb.hr\">www.hnb.hr<\/a> \/ \u201cPokazatelji poslovanja kreditnih institucija\u201d). Nacionalne referentne stope izra\u010dunava i javno objavljuje Hrvatska udruga banaka na temelju javno objavljenih podataka Hrvatske narodne banke. Nacionalne referentne stope izra\u010dunava i javno objavljuje Hrvatska narodna banka na temelju javno objavljenih podataka Hrvatske narodne banke. Nacionalne referentne stope i metodologija izra\u010duna i objave objavljuju se na internetskoj stranici HNB-a (www.hnb.hr).<\/p>\r\n<p>Varijabilni dio kamatne stope primjenjuje se u razdoblju koji traje do 31.12. teku\u0107e godine.<\/p>\r\n<p>Uskla\u0111ivanje kamatnih stopa obavlja se godi\u0161nje za plasmane s ugovorenim 12M NRS, na na\u010din da se promijenjene kamatne stope primjenjuju po\u010dev\u0161i od 01.01. svake godine trajanja ugovornog odnosa.<\/p>\r\n<p>Prilikom uskla\u0111ivanja kamatnih stopa za plasmane s ugovorenim 12 NRS primjenjivat \u0107e se referentna kamatna stopa koja se objavljuje \u0161ezdesetog dana nakon isteka izvje\u0161tajnog razdoblja (3. tromjese\u010dje), odnosno prethodni radni dan u slu\u010daju ako je to neradni dan.<\/p>\r\n<p style=\"text-align: justify;\">U slu\u010daju da NRS1 poraste redovna kamatna stopa \u0107e se pove\u0107ati, odnosno ako se NRS1 smanji\u00a0 redovna kamatna stopa \u0107e se smanjiti, za onoliko postotnih poena\u00a0 za koliko se promijenio dvanaestomjese\u010dni NRS1. U slu\u010daju da zbog promjene parametara redovna kamatna stopa bude vi\u0161a od maksimalno dopu\u0161tene\u00a0 kamatne stope, Banka \u0107e na kredit obra\u010dunavati kamatnu stopu u visini najvi\u0161e prisilnim propisom maksimalno dopu\u0161tene ugovorene kamatne stope.\u00a0<\/p>","protected":false},"excerpt":{"rendered":"<p>Varijabilni dio kamatne stope na kredite Slatinske banke d.d. Slatina vezan je uz nacionalnu referentnu stopu NRS1, odnosno 12M NRS1 za HRK ili EUR, ovisno o ugovorenoj valuti (dvanaestomjese\u010dni NRS [&hellip;]<\/p>","protected":false},"author":14,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-2159","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NRS1 - Slatinska Banka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.slatinska-banka.hr\/en\/nrs-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NRS1 - Slatinska Banka\" \/>\n<meta property=\"og:description\" content=\"Varijabilni dio kamatne stope na kredite Slatinske banke d.d. 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