{"id":11460,"date":"2021-02-24T15:30:06","date_gmt":"2021-02-24T14:30:06","guid":{"rendered":"http:\/\/www.slatinska-banka.hr\/?page_id=11460"},"modified":"2026-03-05T09:47:17","modified_gmt":"2026-03-05T08:47:17","slug":"gotovinski-kredit-uz-policu-osiguranja","status":"publish","type":"page","link":"https:\/\/www.slatinska-banka.hr\/en\/gradani\/krediti-i-financiranja\/gotovinski-krediti\/gotovinski-kredit-uz-policu-osiguranja\/","title":{"rendered":"Cash loan with insurance policy"},"content":{"rendered":"<p class=\"intro\">\u017delite si osigurati redovnu otplatu kredita?<\/p>\r\n\r\n<h4>Za mirniju i sigurniju budu\u0107nost ugovorite gotovinski kredit uz policu osiguranja za slu\u010daj smrti, bolovanja ili otkaza!<\/h4>\r\n<table style=\"width: 68.2006%; height: 149px;\">\r\n<tbody>\r\n<tr>\r\n<td style=\"width: 48.0862%;\">IZNOS:<\/td>\r\n<td style=\"width: 25.2941%; text-align: center;\" colspan=\"2\">1.000 do\r\n40.000 EUR<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 48.0862%;\">KAMATA, fiksna:<\/td>\r\n<td style=\"text-align: center; width: 25.2941%;\" colspan=\"2\">4,70 %<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 48.0862%;\">ROK OTPLATE:<\/td>\r\n<td style=\"text-align: center; width: 25.2941%;\" colspan=\"2\">od 3 do 10 godina<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n&nbsp;\r\n<h4>Nudimo mogu\u0107nost prijenosa primanja u roku od 3 mjeseca od realizacije kredita.<\/h4>\r\n<div class=\"accordeon\">\r\n\r\n<h2><span class=\"naslov\">Dokumentacija<\/span><\/h2><div><ul>\n<li><a href=\"https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/POUP049-01-2023-Izjava_o_privatnosti_krediti_kreditne-kartice_MBPlus_listopad2025-1.pdf\">Izjava o privatnosti<\/a><\/li>\n<li><a href=\"https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/INFORMATIVNI-OBRAZAC-Gotovinski_kredit_uz_policu_20250701.pdf\">Informativni obrazac<\/a><\/li>\n<li><a href=\"https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/Zahtjev_za_kredit_potrosaca_20250314.pdf\">Zahtjev za kredit<\/a><\/li>\n<li><a href=\"https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/Obrazac-za-jamca-platca-suduznika-u-zahtjevu-za-kredit_20230101.pdf\">Obrazac za jamca-platca; sudu\u017enika u zahtjevu za kredit<\/a><\/li>\n<li><a href=\"https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/Potvrda-poslodavca.pdf\">Potvrda poslodavca<\/a><\/li>\n<li><a href=\"https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/Dokumentacija-koju-je-potrebno-priloziti-uz-zahtjev-za-kredit-sijecanj-2026.pdf\">Popis dokumentacije<\/a><\/li>\n<li><a href=\"https:\/\/www.slatinska-banka.hr\/wp-content\/uploads\/Informacije-o-obradi-osobnih-podataka-u-OSR_sijecanj2025_.pdf\">Informacije o obradi osobnih podataka u OSR sustavu<\/a><\/li>\n<\/ul>\n<\/div>\r\n\r\n<h2><span class=\"naslov\">Instrumenti osiguranja<\/span><\/h2><div><ul>\n<li>Zadu\u017enica<\/li>\n<li>Izjava o\u00a0 zapljeni po pristanku du\u017enika<\/li>\n<li>Administrativna zabrana<\/li>\n<li>polica riziko CPI &#8211; osiguranje za slu\u010daj smrti, bolovanja, otkaza<\/li>\n<\/ul>\n<\/div>\r\n\r\n<h2><span class=\"naslov\">Reprezentativni primjer<\/span><\/h2><div><table class=\"contentTable\">\n<tbody>\n<tr>\n<td>Valuta kredita<\/td>\n<td>EUR<\/td>\n<\/tr>\n<tr>\n<td>Iznos kredita<\/td>\n<td>10.000,00<\/td>\n<\/tr>\n<tr>\n<td>Rok otplate<\/td>\n<td>120 mj<\/td>\n<\/tr>\n<tr>\n<td>Naknada za obradu kreditnog zahtjeva %<\/td>\n<td>bez naknade<\/td>\n<\/tr>\n<tr>\n<td>Premija riziko police, jednokratno<\/td>\n<td>789,38<\/td>\n<\/tr>\n<tr>\n<td>Kamatna stopa fiksna<\/td>\n<td>4,70%<\/td>\n<\/tr>\n<tr>\n<td>EKS<\/td>\n<td>7,12 %<\/td>\n<\/tr>\n<tr>\n<td>Intercalary interest rate<\/td>\n<td>38,63<\/td>\n<\/tr>\n<tr>\n<td>Iznos kamate za razdoblje otplate<\/td>\n<td>2.591,07<\/td>\n<\/tr>\n<tr>\n<td>Visina mjese\u010dnog anuiteta za razdoblje otplate<\/td>\n<td>104,61<\/td>\n<\/tr>\n<tr>\n<td>Ukupan iznos za otplatu*<\/td>\n<td>13.619,25<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>*Ukupan iznos za otplatu uklju\u010duje iznos glavnice kredita, kamatu obra\u010dunatu do dospije\u0107a, naknadu za vo\u0111enje ra\u010duna (1,99 eura x 120 mjeseci), te tro\u0161ak jednokratne premije riziko police, uz pretpostavku isplate kredita 01.01.<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<\/div>\r\n\r\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Want to be sure your loan is repaid regularly? For your safer and more secure future arrange a cash loan with an insurance policy in case of death, sick leave or dismissal!\nLOAN AMOUNT:\t1.000 do 40.000 EUR\nINTEREST RATE, fixed: [\u2026]<\/p>","protected":false},"author":14,"featured_media":535673,"parent":789,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template-3.php","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-11460","page","type-page","status-publish","has-post-thumbnail","hentry","category-izdvojeno-na-naslovnici"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>GOTOVINSKI KREDIT UZ POLICU OSIGURANJA - Slatinska Banka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.slatinska-banka.hr\/en\/gradani\/krediti-i-financiranja\/gotovinski-krediti\/gotovinski-kredit-uz-policu-osiguranja\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"GOTOVINSKI KREDIT UZ POLICU OSIGURANJA - Slatinska Banka\" \/>\n<meta property=\"og:description\" content=\"\u017delite si osigurati redovnu otplatu kredita? 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